Urgent Home Repair Program

The intent of the program is to assist households with urgent repair to the structure in order to make the property livable,healthful, safe and physically sound and/or more energy efficient for habitation.  This assistance is in the form of a deferred payment loan.

Eligibile applicants must be an owner(s)/occupant(s) of a single-family home that is/has been purchased for fee title subject to mortgage and located in the city limits of Oskaloosa. The applicant must also meet the 80% state income guidelines as determined by the Iowa Finance Authority.

An eligible property is a property that is ten years old or older and is in need of improvements to make the property livable,healthful, safe and physically sound and/or more energy efficient for habitation by the family. If the property is a mobile home, the home shall be constructed after July 1976. The structure must have an assessed value of $15,000 or more to be eligible.

Items eligible for repair/replacement under this program shall be determined to be an urgent repair to the structure in order to make the house habitable or refer to health and safety issue (furnace, roof, water heater, water sewer and electrical service, as well as critical improvements to the indoor plumbing and electrical system). Any optional items shall be at the discretion of the City of Oskaloosa Housing & Community Development staff. All work shall comply with the existing standards i.e., Building, Zoning, Plumbing, Heating, Electrical and Housing Codes.

A processing fee of $75 shall be due and payable by the borrower at loan closing. The owner shall also be responsbile for paying all filing fees at loan closing.

 

For additional information, or request a brochure on this program contact the Community Development Office at 641/673-8361 or e-mail: laura.russell@oskaloosaiowa.org